Neill serves as The Team’s Practice Manager, coordinating both our daily office activities and our educational workshop events. He also manages all of the electronic and written communications between our office, our advisors in the field and our clients.

Neill previously served as the Director of Operations for the Reverse Mortgage Education Network, which was one of only two State of Florida approved mortgage broker continuing education schools devoted solely to training in reverse mortgages. He has worked in the mortgage industry as a loan originator, loan processor and he formerly managed the processing department of a licensed correspondent lender that specialized in reverse mortgages. Neill is a graduate of the University of Central Florida with a BSBA in General Business and an MA in Instructional Systems. Neill is an avid fan of UCF athletics and enjoys returning to campus to enjoy sporting events whenever possible.

Kirk Rossetter is a Case Coordinator with The Hidden Wealth System, The Chuck Oliver Team. Kirk assists Chuck in plan design, as well as handles all the administrative duties for each client from the start to each annual review. Kirk is a Licensed Life Insurance Professional, with previous experience in sales and medical billing. Originally from the Columbus, Ohio area, Kirk now resides and works in Winter Park.

Millicent, “Millie” Oliver is a graduate of The Ohio State University with a B.S. in Fine Arts and a B.S. in Education. Millie taught English and was a guidance counselor before becoming a stay-at-home mom to rear her two children, Allison, a nurse, and Chuck, our CEO.

Millie is the practice client concierge in charge of scheduling for the clients of all the advisor specialists on the Chuck Oliver Hidden Wealth team as they go through our unique process. Millie, with her vast client experience, surveys clients for their personal financial profiles and matches our clients to the various advisor specialists on The Chuck Oliver Hidden Wealth team.

Millie is very proud of her four grandsons, Davis, Charlie, Drake, and Andrew. She enjoys scrap booking and decorating when time permits.

Pete Culver is Wealth Architect with The Hidden Wealth System. He graduated from Georgia Tech in 1983 with a B.S. in Management. Immediately after college, Pete spent seven years in the banking industry followed by twenty years in the real estate and development business on St. Simons Island, Georgia.

Pete was introduced to The Hidden Wealth System and the Chuck Oliver Team approximately two years ago and quickly realized he had found his hidden passion, advising those in their retirement account accumulation years and those that are nearing retirement on an effective, yet risk free, method of retirement planning.

In his personal time, Pete enjoys watching major league baseball, Georgia Tech athletics and spending timewith his wife Amy and their four chilren. They now reside in Atlanta, Georgia.

Garrett is a Wealth Architect with The Hidden Wealth System. He grew up in Greenwich, Connecticut and graduated from Miami-Dade College in the Career Pilot program. Garrett holds Commercial, Instrument and Multi-Engine pilot’s licenses.

After working at Windows on the World and owning his own restaurant in Connecticut, Garrett moved to Florida and obtained his insurance license in 1989. Garrett excels in helping clients from health insurance and Medicare to full financial planning.  Garrett’s steadfast rule is “Never Risk Principal” and he has done exactly that for 23 years. Twenty three years is a considerable amount of time to be in the financial planning profession.  During this time, Garrett has discovered that his true passion is helping clients realize more retirement income while never risking their principal to market losses.

Garrett is a Certified Senior Advisor and he has three passions outside of the work environment: golf, flying and classic cars.

Mike Heikens is a Wealth Architect with The Hidden Wealth System. He originally earned his license in the early 1980’s after graduating from college. Mike then embarked on a 30 year career in the retail food industry. Mike has now returned to his original passion, helping others realize a bigger and brighter retirement future.

Mike graduated from Eastern Montana College with a degree in education and business administration. He enjoys golfing, coaching youth sports and spending time with his family.

Jim Kipp is the owner and president of Kipp Wealth Management, LLC a comprehensive financial services firm. He is a successful financial strategist and financial educator and has been in practice for over 27 years. Jim was selected to be listed as one of Milwaukee Magazine’s Five Star Wealth Managers. These Wealth Managers represent those that scored the highest in client satisfaction and represent the top 7% in the Milwaukee area.

Jim was presented with the “Individual Top Life Producer” award from a national financial marketing firm in San Diego. He was also inducted into the company’s “Dream Team”. These are the top 100 out of over 3,000 financial professionals nationwide. Jim is dedicated to showing individuals how to increase their Wealth by implementing safe money financial strategies. He reveals how you can increase net spendable retirement income without incurring additional out of pocket costs. He teaches people what banks and credit unions have been doing for years; how to leverage OPM (Other People’s Money). Jim believes that people can greatly improve their financial lifestyle through financial education and that by gaining valuable insights they can avoid the losing strategies that can affect their financial future.

Jim believes that knowledge is power and is the key to your financial success. He has found that traditional financial planning is not working for most Americans and that your economic situation is a matter of choice not a matter of chance. Jim will make you aware of financial strategies that will help you identify the hidden wealth that is being transferred unknowingly and most importantly, unnecessarily.

Ron Joseph is a Personal Pension Planner with a focus in the area of equity management and equity solutions for seniors. Ron has the ability to implement his equity strategies in all 50 states. Ron’s emphasis is on holistic financial planning. His planning expertise includes: cash flow management, equity planning for wealth building strategies and asset preservation planning. Ron’s unique specialty is in assisting clients to create plans that take advantage of tax deductible interest to off-set taxes on 401(k) and IRA accounts.

Ron enjoys waterskiing and boating during the summer months and is one of central Ohio’s top high school wrestling officials. Ron values time spent with his wife Beth and their 3 beautiful girls.

Bruce Bullock is a Senior Wealth Architect. For more than 30 years, Bruce has been helping retirees secure their finances. Since 1979, Bruce has spoken throughout California to a variety of retirees and pre-retirees; presenting at universities, conferences and by private invitation.

Bruce is a 1978 graduate of Western State College of Law where he received numerous academic awards. Prior to that, he taught in the public schools of New York State and California. After passing the California Bar exam shortly after graduating, he spent a year counseling professional athletes.

However, since he prefers safe, conservative approaches for long-term planning, his focus since 1980 has been on safely assuring retirees that they will not outlive their assets. He has counseled thousands of Californians in this time. The majority of Bruce’s personal clients actually enjoy more income in retirement than when they were working.

Originally from upstate New York, Bruce graduated from Syracuse University before moving permanently to California in 1968. At Syracuse, he majored in English and played soccer, ice hockey and baseball. Today, he confines his outdoor activities to golf.

Charles “Chuck” Oliver is an industry recognized wealth strategist and best-selling author who works with retirees and those who are about to be retired and their families who are uncertain about planning in and for retirement. Their concerns center on taxes, market risk, and the possibility of out-living their income.

Chuck is a member of the Top of the Table, an organization recognizing the top half of one percent of insurance and financial advisors worldwide. Mr. Oliver has been a guest on financial radio talk shows, a contributor to financial publications as well as a guest speaker at advanced financial planning events across the country.

Chuck has personally mentored and coached hundreds of advisors, CPA’s and Tax Attorneys across the country.

Chuck’s trademarked Personal Protected Pension Plan enabled him and his team to be recognized as the top provider of special pension designed life insurance in the United States in 2011.

Chuck and his Team educate clients on how to increase their retirement income by 50% or more with little or no tax, with no market risk, and how to establish a tax-advantaged income for the rest of their lives, and one that will transfer tax-free to future generations.

Accomplishments include:

• Founder and CEO of the American Equity Advisory Group, LLC and The Hidden Wealth System, the Chuck Oliver Team
• Best-Selling Author of “Power Principles for Success,” Empower a Tax-Free Retirement Future and “Game Changers,” Introducing the Tax-Free Business Owners Protected Pension Plan
• Fox TV News financial contributor
• Co-author of Borrow Smart, Retire Rich with Todd Ballenger
• Featured in The Wall Street Journal, Newsweek and USA Today. Featured on ABC, NBC and CBS
• Radio Show Host of Your Hidden Wealth on 540 WFLA
• Featured columnist for Wealth Management, FloridaMD magazine
• The Next Big Thing Radio, contributing provider
• Member of PREP the Partnership for Retirement Education and Planning
• Member NAIFA, National Association Insurance and Financial Advisors
• Member of NESA – Nationwide Elder Service Associates
• Member of the Winter Park Better Business Bureau
• Working as a Wealth Strategist in the planning industry since 1992
• Named to America’s PremierExperts® as a Wealth Strategist
• Faculty for The National Institute of Financial Education
• Certified TEAM Member with Missed Fortune, Missed Fortune speaker, trainer and educator
• Founder of “The Money Sense Employer Program”
• MDRT Top of the Table-The Premier Association of Financial Professionals
• Graduate of Capital University

Chuck’s Unique Ability:
“Investing in the well-being of others through strategic planning and innovative solutions to help serve and transform financial and personal lives.”